While banks are not required to close on holidays designated by the U.S. Federal Reserve system, they usually do or operate on reduced hours.
Still, ATMs and online banking will operate normally, so customers can withdraw money and manage their accounts over the holiday, which always falls on the fourth Thursday in November. Call centers for some banks may also stay open on Thanksgiving Day.
However, many bank transactions—including fund transfers—won’t start processing until the next business day, which would be November 25 (Black Friday), the day after Thanksgiving. If you have bills to pay or other important financial responsibilities, it’s worth getting these out of the way by Wednesday to avoid any headaches.
Most banks are open on Black Friday during normal business hours. But it’s worth bearing in mind that in around half of U.S. states, the day after Thanksgiving is considered a state holiday. Those states include California, Delaware, Florida, Illinois, Iowa, Kansas, Kentucky, Louisiana, Maine, Michigan, Minnesota, Nebraska, Nevada, New Hampshire, North Carolina, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Virginia and West Virginia.
Bank branches that operate within other businesses, such as in supermarkets and on university campuses, may also be closed due to the locations being closed.
Here is a list of which banks will be closed on Thanksgiving. Contact your local bank to confirm its normal hours of operation.
Banks closed on Thanksgiving 2022
Ameris BankBank of AmericaCalifornia Bank & TrustCapital OneCitibankColumbia BankCommunity First BankCitizens BankF&M BankFirst Citizens BankFirst Commonwealth BankFirst Merchants BankFifth Third BankGreat Western BankHSBCJ. P. Morgan ChaseKeyBankKitsap BankM&T BankNBT BankPeoples BankPNC BankRegionsSantander BankSunTrustTD BankThe Dime BankTruistUMBUnion BankWells FargoWestfield BankWSFS BankZions Bank
Other federal holidays in the U.S. when many banks tend to be closed or operate on reduced hours
New Year’s Day (January 1)Martin Luther King Jr. (January 17)Presidents’ Day (February 21)Memorial Day (May 30)Juneteenth (June 20)Independence Day (July 4)Labor Day (September 5)Columbus Day (October 10)Veterans Day (November 11)Christmas Day (December 25)Boxing Day (December 26)New Year’s Eve (December 31)
